I too have my mortgage with this company. My payments are made on time, I have a traditional loan, and I put 20% down.
They are owned by Wells Fargo and I pay every month through my Wells Fargo bill pay, they still have managed to screw me!!! I provided all documents of insurance for the home and they still put a forced insurance policy on my account and then applied my mortage payments to this Bogus insurance policy they made up. Now my mortgage is past due and I'm facing forclusure. I have been to *** and back with them and I'm hoping I get to keep my home.
Stay far away from them.
This company is nothing but a scam.