I've not had a problem yet w/ ASC, but I did find out because of all the bank failings lately that they are owned by Wells Fargo, the fifth largest bank in the U.S. I read someone said they were asked to pay more escrow even though they had a fixed rate, well that is usually due to your property taxes going up so you need to keep an eye out for your town or city's rediculous tax hikes.

You also have to call to see if your taxes have been paid and don't just blindly trust these banks to do the right thing by you.

I'm keeping my fingers crossed in this horrible economy, and I wish the best for every hard working person out there.

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